When Reputation, Professional Ethics and Personal Attention Matter Most

 

That is what it all adds up to at my practice. 

So this site is custom tailored for both existing and future clients--like you, perhaps--who want to know more about my practice and to possibly have another reliable resource for tracking your assets.

If wisdom could be found on the world wide web, I would be out of business, as obsolete and extinct as Confederate money or Gold bullion. Therefore, I have provided the links, calculators and articles on the following pages, all designed to give you the Knowledge and understanding of the financial world needed to make informed decisions. In this way, and this way only, can you help me to help arrive at financial strategies to reach your financial aspirations. 

As such I am a financial planner who concentrates on total wealth management. You may ask, just what is total wealth management?

 

My answer is this: the delivery of comprehensive planning advice and services for high net-worth families and trustees.

The upscale, in plain English, I help you by managing your risk, liability and assets through the accumulation, preservation and distribution phases of your life. What is more, I assist in positioning those assets to pass from one generation to the next. I believe it is a necessity, since it is axiomatic that the variable demands of the financial markets heighten the need for ongoing evaluations by and objective, experienced and expert investment management consultant. As a Certified Financial Planner™ and a Chartered Financial consultant that is what I do.

But it doesn’t end there. I will also assist you in developing realistic objectives, analyze compatible investment philosophies and compose a portfolio of the most promising investment strategy.

If all that seems exhausting to you, that is what I am here for.

When working with you, my goal is not to provide the greatest rate of return, the tightest budget, the cheapest insurance, and so on, but rather to aid you in reaching your financial goals in the most efficient, expeditious way possible. High returns are meaningless without the achievement of your financial goals.

If all the above is what you are in the market for, so to speak, you might do well to take my advice.

 

All the best,

 

Daniel F. Yasharel, MSFS, CFP®, ChFC, CAP, AEP

 

 
Calculators

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Disability Income Insurance

How much Disability Income Insurance do you need?

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

More Calculators →

Newsletters

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

New Rules Are in the Cards

In 2010, the federal government issued a dizzying array of rules and reforms affecting consumer credit cards, debit cards, and gift cards. This article explains some of the important developments resulting from enactment of the Credit Card Accountability, Responsibility and Disclosure Act of 2009.

Making Money Market Funds Work for You

Some investors turn to money market funds when they are concerned about market volatility. Although money market funds may carry less risk than stocks, investing in them as a reaction to market volatility also carries the risk of missing out on potential gains when the market begins to recover.

More Newsletters →